Date of Award


Document Type


Degree Name

Doctor of Philosophy (PhD)


Department of Educational Administration and Foundations: Educational Administration

First Advisor

Lenford Sutton


The goal of this study is to compare the likelihood of student loan default by students from a Midwest public university amongst a variety of variables. A dataset was acquired from an institution in the Midwest. A logistic regression was run to determine the predictive value of several identifiers on student loan default amongst several race groups. The findings of this study reveal that grade point average (GPA), age, total scholarships and grants received, and transfer status impact likelihood of student loan default. The results of this study challenge higher education institutions to analyze their student loan default and identify populations who need additional attention and support to ensure they are not making a negative financial decision. Through the lens of social contract theory, human capital theory, monetary theory and critique, and a critical lens of neoliberalism, student loan default is analyzed for a Midwest public institution, with recommendations on how to move forward with the findings.


Imported from Johnston_ilstu_0092E_12124.pdf


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