Extent and Determinants of Financial Inclusion Among Agriculture Producers in Ghana
Financial inclusion is defined as the process of ensuring the ease of access, availability, and usage of a formal financial system for all members of an economy (Sarma, 2008). In developing countries, agricultural producers are mostly excluded from financial services (IFC, 2015; Morvant-roux, 2008). The nature of agriculture operations makes access and usage of financial services essential, as it has the potential to impact agricultural productivity, food security and poverty reduction. Financial inclusion has been an issue of importance lately due to its impact on development by improving income equality and boasting economic growth. Using the Ghana Living Standards Survey (GLSS6), this study seeks to measure the extent of financial inclusion of Ghanaian agriculture producers. In addition, determinants of financial inclusion among agriculture producers in Ghana will be measured. The results of this study may assist policy makers to make decisions on ways to improve access to and use of financial services for agricultural producers. Consequently, this may improve the livelihood of farmers and contribute to Ghana's economic development.
Mohammed, Fatima, "Extent and Determinants of Financial Inclusion Among Agriculture Producers in Ghana" (2018). University Research Symposium. 105.